It is important that you read and understand the terms and conditions under which you may use this website.
- Terms and conditions of use
- The terms and conditions are a binding agreement
- Amendments to the terms and conditions
- Information on this website serves as general information only
- Third parties may provide information on this website
- This website may be linked to third-party websites
- Written consent is required for linking
- Our commitment to your privacy
- Financial indices and data (”financial content”) are regularly updated
- Copyright and intellectual property
- Sending of information over the internet
- No warranties and representations
- Disclaimer and limitation of liability
- Capacity to enter into agreements
- Your liability for breach of the terms and conditions
- Limitations, restriction of access, modification, suspension and discontinuance of website
- Our addresses
- You will receive communications via emails and notices
- A signed certificate will be sufficient proof of the online services and their content
- Applicable law and jurisdiction
- General provisions
1. Terms and conditions of use
2. The terms and conditions of use are a binding agreement
These terms and conditions of use become effective when you access this website for the first time and are a binding agreement between you and Barclays Africa Group Limited (registration number 1986/003934/06) or its co-subsidiaries or affiliates, as the case may be (“we/us/our”).
3. Amendments to these terms and conditions
3.1 You are bound to the version of the terms and conditions published at the time of any visit to this website. You agree to view the current version each time you visit this website.
3.2 The current version of these terms and conditions will govern our and your rights and obligations each time you access this website.
3.3 We may change these terms and conditions from time to time without notifying you.
4. Information on this website serves as general information only
All information on this website is only intended to provide you with general information about us.
5. Third parties may provide information on this website
5.1 We may use other third-party organisations to provide information on this website.
5.2 We have no control over the third-party information and make no representations or warranties of any nature as to its accuracy, appropriateness or correctness.
5.3 We will not be directly or indirectly liable for any damages that may arise from your reliance on such information.
6. This website may be linked to third-party websites
6.1 This website may contain certain images and links to other third-party websites ("linked sites"), with information and material provided by those other parties. The linked sites are not under our control and we are not responsible for the content of any linked site, including without limitation any link contained within a linked site, or any changes or updates to a linked site.
6.2 We are not responsible for webcasting or any other form of transmission from linked sites nor are we responsible if the linked site is not working appropriately.
6.3 We are providing these links to you only for convenience, and the inclusion of any links does not imply that we endorse the site, their business or security practices or any association with their operators.
7. Written consent is required for linking
7.1 Our prior written consent is required if any third party wants to establish hyperlink, deep link, crawler, metatag or similar link (collectively referred to as linking), whether electronically or otherwise, to this website. An application for linking must be submitted to email@example.com
7.2 Our consent may be withheld or granted, subject to conditions specified by us.
7.3 Breach of these conditions entitle us to take legal action without prior notice to you, and you agree to reimburse the costs associated with such legal action to us on an attorney and own client scale.
8. Our commitment to your privacy
We are committed to maintaining the privacy and security of your personal and private information ("customer information") submitted via this website. Please refer to our privacy and security policy, which outlines our practices and commitment to you in this regard.
9. Financial indices and data (”financial content”) are regularly updated
9.1 We offer regularly updated financial content on this website. The information is offered free of charge and is for non-commercial use only. We:
9.1.1 give no warranty, express or implied, as to the accuracy, reliability and completeness of any information provided through this financial content; and
9.1.2 do not accept any liability for loss or damage of any nature, including indirect or consequential loss, which may be due to reliance on and use of the financial content.
9.2 You are strictly prohibited from placing or incorporating this financial content into any financial instrument, external programmes, website feeds (i.e. data formats used for providing frequently updated content), etc.
9.3 You may not modify, alter or edit the text, data, content or links for any purpose.
9.4 The financial content may only be used on platforms that allow a functional hyperlink to access our webpage and take you directly to our full webpage as displayed on this website. You are not allowed to display the content in a manner that does not permit successful linking, redirection or delivery to the official webpage applicable to us.
10. Copyright and intellectual property
10.1 This website contains copyright and other intellectual property, including logos and other graphics and multimedia, belonging to us.
10.2 You are authorised to view and download one copy to a local hard drive or disk, and print and make copies of such printouts, provided that:
10.2.1 the material is used for the online services and for no other commercial purposes.
10.2.2 any reproduction of our proprietary material from this website or portion of it, must include our full copyright notice.
10.3 The logos and trademarks shown on this website are our registered and unregistered trademarks, or those of third parties.
10.4 Nothing on this website should be considered as granting any licence or right to use any trademark without our prior written permission and/or that of third parties, as the case may be. You may not, without our prior written consent, use our intellectual property or that of third parties for any purposes whatsoever.
11. Sending of information over the internet
11.1 Information sent through an unsecured link over the internet, including email, is subject to potential unlawful access or monitoring.
11.2 You accept that we cannot be held liable for any loss or damage you suffer as a result of unlawful activities by unscrupulous persons, as we cannot prevent such behaviour.
12. No warranties and representations
12.1 All the information appearing on this website is provided without any representation or warranty whatsoever, whether expressed or implied, and we disclaim any liability to you in this regard.
12.2 We make no representations or warranties regarding the accuracy, functionality, fitness for purpose or non-infringement in connection with this website and disclaim all liability in this regard.
12.3 We do not warrant that the website or online services will be error-free.
13. Disclaimer and limitation of liability
13.1 You use this website and the online services entirely at your own risk. You assume full responsibility for the risk of loss resulting from the use of this website and your reliance on information contained on it.
13.2 In no event will we be liable for any damages whatsoever, whether:
13.2.1 direct, indirect, special, incidental or consequential relating to the use of this website or the online services or the information contained on this website; or
13.2.2 your inability to use this website or the online services, whether such damages arise out of contract, or delict (i.e. a wrongful act) or otherwise, and regardless of whether we were expressly advised of the possibility of such loss or damage.
13.3 Without derogating from the generality of the above, and to the extent permitted by law, we will not be liable
13.3.1 any interruption, malfunction, downtime, off-line situation or other failure of the website or online services, our systems, databases or any of its components, beyond our reasonable control;
13.3.2 any loss or damage of your data or other data directly or indirectly caused by the malfunctioning of our systems, third-party systems, power failures, unlawful access to or theft of data, computer viruses or destructive codes on our systems or third-party systems or programming defects;
13.3.3 any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including without limitation, third-party systems, such as telecommunication service providers, internet service providers, electricity suppliers, local authorities and certification authorities;
13.3.4 any event over which we have no direct control.
14. Capacity to enter into agreements
14.1 You hereby warrant us that you have the required legal capacity to enter into and be bound by these terms and conditions.
14.2 Minors must be assisted by their legal guardians when reading these terms and conditions.
15. Your liability for breach of the terms and conditions
You will be liable to us for any liabilities, losses or expenses we may incur as a result of any breach of these terms and conditions by you.
16. Limitations, restriction of access, modification, suspension and discontinuance of website
16.1 We may:
16.1.1 set limits or conditions on the right to certain services, features or functions on this website;
16.1.2 restrict access to parts of or all the services on the website; and
16.1.3 modify, suspend or discontinue this website, whether temporarily or permanently, without notice.
17. Our addresses
Address for legal notices:
Barclays Africa Group Group Legal,
7th Floor, Barclays Towers West,
15 Troye Street, Johannesburg, 2001
PO Box 7735, Johannesburg, 2000
Telephone: (+27) 011 350 4000
Head office address:
7th Floor, Barclays Towers West,
15 Troye Street, Johannesburg, 2001
PO Box 7735, Johannesburg, 2000
Telephone: (+27) 011 350 4000
18. You will receive communications via emails and notices
18.1 You agree that we will use emails and notices on this website as the main tool for all communications relating to this website or to these terms and conditions.
18.2 An email message will be deemed to be sent:
18.2.1 by you, at the time at which we can access such message;
18.2.2 by us, at the time shown on the message as having been sent, or if not so shown, at the time shown on our computer system as having been sent.
18.3 An email message will be deemed to be received:
18.3.1 by you, once you can retrieve it;
18.3.2 by us, once we have confirmed receipt thereof to you, or responded thereto, whichever is the earlier.
18.4 A message will be deemed:
18.4.1 to be coming from you, if it purports to have originated from you, irrespective of whether someone else may have impersonated you or whether the message sent to us resulted from an error or malfunction in the communication system;
18.4.2 to be coming from us, if it has been sent by a duly authorised representative and such representative acted within the scope of such authority, or by an automated system programmed by us and such system operated without error or malfunction.
18.5 Unless otherwise provided for in these terms and conditions and subject to us having confirmed receipt thereof to you or responded thereto, whichever is the earlier, confirmation of receipt of your message will give legal effect to such message.
19. A signed certificate will be sufficient proof of the online services and their contents
A certificate signed by us will be sufficient proof of the operation or functionality of the online services or any part thereof and the contents of any information displayed on the website on a given date, and will be regarded as correct unless you prove otherwise.
20. Applicable law and jurisdiction
The terms and conditions of any products or services on this website or pages will be governed and interpreted in terms of the laws of the Republic of South Africa. Application for any of the products or services offered on this website or pages will serve as your consent and submission to the jurisdiction of the South African courts with regard to all proceedings, transactions, applications or the like instituted by either party against the other, arising from any of the terms and conditions relating to this website or such products or services.
21. General provisions
21.1 The headings of the clauses in the terms and conditions are provided for convenience and ease of reference only and will not be used to interpret, modify or extend the provisions of the terms and conditions.
21.2 Where any dates or times need to be calculated under the terms and conditions, the international standard time, GMT plus two hours, will be used.
21.3 No failure or delay by us to exercise any of our rights will entail a waiver of any such right, whether expressly or implied, nor will it affect the validity of any part of these terms and conditions or prejudice our right to take action against you.
21.4 If any of these terms and conditions is held to be invalid, unlawful or unenforceable, the term or condition will be deleted from the remaining terms and conditions, which will continue to be valid to the full extent permitted by law.